3 spacious bedrooms. Two of them are located near each other and one bedroom is on the other side of the apartment.
Short walk up to sun light greetings, hard wood floors, beautiful modern kitchen, and quiet enjoyment.
A, C, S, G trains near by. Call for more details and to make this apartment yours. You asked" WHAT PAPERWORK DO I NEED TO RENT THIS APARTMENT? Disclaimer: Every situation is not the same, and each will require different paperwork but here is a list of the general documents I need to get you into the apartment you want. If you have a Guarantor, they should have these documents ready as well. Owners tend to be strict with your guarantors paperwork then yours since they are responsible for you paying. 1. Tax Return (usually only the first six pages from last year, or the last two years)
2. Employment verification Letter stating length of employment and annual salary (or a CPA letter if you own your own company)
3. Pay stubs (typically 3-4)
4. Bank Statements (typically 1-2)
5. Clear photo of your picture ID
6. Letter of Recommendation from your last landlord
7. Copy f a utility bill in your name with your current address on it, cell phone bills are sometimes accepted.
8. If you are a recent graduate they might want proof- a copy of your student ID or an unofficial transcript
9. If you are a student or recent graduate bring a recent transcript or your student ID as proof that you were a student. Most owners will accept unofficial transcripts as well. (This isn't common, but it could make the difference in the approval process)
10. Application fees (cost anywhere from $75- 350.00 depending on the company) You asked" What do I need to rent your apartment? (Paperwork and Monies you need before you start your search) Listed below are all the documents and monies you should have to be absolutely prepared to rent the apartment of your dreams as soon as you see it and beat out all the competition! Please note that for the money you will need these funds upfront and readily accessible in certified funds preferably or in cash as a last resort. MEANING: In most cases you can't write a personal check. You will have to get a postal money order or go to your bank and get a certified check or you will have to wire the money directly into the account in order to take the apartment off the market. Common situation: You have your paperwork together but you have to wait 2 days for your parents to send you a certified check for the first months rent, security deposit and brokers fee. YOU MAY LOSE... another person comes in the next day before your check arrives and they take it off the market. I can't say it enough, have your money accessible the day you start searching. If I give your deposit to the management company/landlord before you get your paperwork together they will wait for the paperwork to come in, but they will not wait for your money! You asked" What if my credit is below 650?
Credit history is a huge deal to rent in Brooklyn and Queens. Below 650 is BAD credit and will disqualify your application for most apartments resulting in costly application fees. Even worse, each submitted application that is denied will lower your credit score! Yikes! If do not have a qualified guarantor you will need a good Broker who can advocate on your behalf and knows how to do more good than harm. Some agents simply are not aware of this and will submit your application without knowing if they can truly get you approved and in the end, you wind up worse off than when you started your search. Checking your credit months in advance of moving to New York City is important to see if there are any errors or claims. If you see an error on your credit report call the 3 credit bureaus and get them expunged before you ever come to the city. This will make your life much easier. It might not be your fault; credit card companies make mistakes all the time.
Here are the bad credit history scenarios played out and what you can do about it:
1. If you have bad credit and don't qualify on your own BUT you have an excellent in-state guarantor who meets the income requirements. If this is the case, a good amount of owners will rent to you because your guarantor is additionally responsible for you paying. They still may want an extra month, extra securities, and in some case the may want you to satisfy the lease and Brokers fee in one payment. Sometimes all of these options fail, but with a Broker like me hope is never lost. I have great relationship with my property owners and they trust my judgment and most times will approve your application simply because it came from me, a trusted source. You still have to prove your financial ability to make rental payments on the first of each month.
You asked" I'm from out of town "I'm planning to fly into the city in order to find an apartment in Brooklyn, Queens or Manhattan. How long should I plan to stay before you can rent an apartment? If you are coming in to the city for a brief amount of time I suggest coming for at least four business days of the work week. Weekends are tough, access is limited, and most of the management companies are closed so it's difficult for me to determine if the apartment is still available. On the weekends it's hit or miss. The apartment you love could have all ready been rented because someone signed leases on Friday. If you have to come on a weekend make sure you are here through that Wednesday. Schedule an appointment with me in advanced so we can develop a winning strategy guaranteeing you an apartment and an easy transition into town. Lease signings and getting monies together can take anywhere from a couple hours to 3 business days. MAKE sure you have all of your paperwork, your guarantor's paperwork (if necessary) and all of your monies accessible in a bank that is here in NYC.